Terms of Use for Munshi Capital Website

Effective Date: 12/6/2024

  1. Acceptance of Terms

    Welcome to the Munshi Capital website (“Site”). These Terms of Use (“Agreement”) govern your use of our Site. Please read this Agreement carefully before accessing or using the Site. By accessing or using the Site, you agree to be bound by this Agreement. If you do not agree to these terms, please do not use the Site.

  2. Informational Purposes
    Our Site is provided for general informational purposes only. It is not a substitute for professional advice from licensed experts in their respective fields. The information and services offered on this Site are not intended as legal, financial, or professional advice.

  3. Personal and Noncommercial Use
    You may access, download, and print materials on this Site for personal and non-commercial use. You may use the information to seek appropriate financial solutions for your unique situation.

  4. Compliance with SMS and Text Messaging
    Munshi Capital may offer SMS notifications and text messaging services. By opting into this service, you consent to receive messages related to our services, loan applications, account activity, promotions, marketing, and communication with our affiliates and non-affiliate partners. You can opt-out of these messages at any time by texting “STOP” to the provided number.

  5. Prohibited Uses
    You agree not to use this Site for any unlawful or prohibited purpose. Unauthorized modification, copying, distribution, transmission, display, or any other form of exploitation of Site materials is strictly prohibited. You may not access password-protected or non-public areas of the Site without written permission.

  6. No Unauthorized Access
    You agree not to use any automated devices, software, or routines to monitor or copy our webpages or interfere with the Site’s proper functioning. Munshi Capital reserves the right to terminate your access to the Site at its discretion.

  7. Proprietary Rights
    All materials, content, layout, and appearance of this Site are owned or licensed by Munshi Capital and are protected by copyright, patent, trademark, and other applicable laws. Reproduction, distribution, or transmission of these materials without written permission is prohibited.
  8. Links to Third-Party Sites
    Our Site may contain links to third-party websites. These links do not imply endorsement, and you access these sites at your own risk. Munshi Capital is not responsible for the quality, products, or services provided by third parties.

  9. Liability Disclaimer
    Your use of this Site is at your own risk. Munshi Capital disclaims any liability for direct, indirect, incidental, consequential, or special damages arising from your use of the Site, including viruses that may infect your computer equipment. Calculators and tools on the Site provide estimates that may differ from actual amounts.

  10. Changes to Agreement and Site
    Munshi Capital reserves the right to modify or discontinue the Site at its discretion. This Agreement may also be modified at any time, with changes becoming effective upon posting. Please review the terms periodically. Your continued use of the Site constitutes acceptance of the modified Agreement.

  11. Miscellaneous
    This Agreement is governed by the laws of [State/Country] without regard to conflicts of law principles. Failure to enforce any provision of this Agreement does not waive that provision. Any claims related to this Agreement must be filed within one year of arising. Legal actions shall be brought exclusively in federal district court.

  12. Contact and Opt-Outs
    By using our Site, you consent to be contacted by Munshi Capital via telephone, automated calling, text message, email, or other means for business purposes. To opt-out of communications, call +1 (877) 343-7379. We may still contact you for non-marketing purposes.

  13. Minors and Location
    This Site is intended for users 18 years of age or older and within the United States. Use by individuals under 18 and outside the United States is prohibited.

  14. Indemnification
    You agree to indemnify and hold Munshi Capital, its affiliates, and suppliers harmless from any liability, loss, claim, or expense arising from your violation of this Agreement.

Thank you for using the Munshi Capital website. If you have any questions or concerns, please contact us at:

Munshi Capital
2603 Camino Ramon Suite 200
San Ramon, CA 94583
+1 (877) 343-7379
[email protected]